Húsnæðisverð á höfuðborgarsvæðinu er með því hæsta á Norðurlöndum miðað við tekjur — meðalverð íbúðar náði um 65 milljónum króna árið 2025 og hlutfall verðs af miðgildi tekna var um 8,5, samanborið við 7,5 í Kaupmannahöfn, 6,5 í Stokkhólmi og 5,5 í Helsingfors. Helstu orsakir húsnæðisvandans eru innlendar: takmarkað framboð, skipulagshindranir og fólksfjölgun.
Enska frumtextinn
Housing costs in Iceland's capital region are among the highest in the Nordic countries relative to incomes. The average price of a residential apartment in the Reykjavík area reached approximately ISK 65 million (~€430,000) in 2025, with a price-to-income ratio of approximately 8.5x median household income. By comparison, Copenhagen's ratio is approximately 7.5x, Stockholm's 6.5x, and Helsinki's 5.5x. Rents in Reykjavík have increased by approximately 50% since 2018. EU membership could affect housing through increased labour mobility (demand pressure) and access to EU structural funds for housing construction, but the primary drivers of Iceland's housing crisis — limited supply, planning constraints, and population growth — are domestic.
Heimild
Þjóðskrá Íslands (Registers Iceland) — Property Market Index; Eurostat — House price statistics
Þjóðskrá Íslands heldur fasteignaskrá og birtir fasteignaverðsvísitölu fyrir íslenskan markað, og Eurostat safnar saman samanburðarhæfum húsnæðisverðstölum frá öllum Evrópuríkjum.
Skoða heimild ↗Fyrirvarar
Cross-country housing price comparisons are complicated by differences in property types, sizes, and quality. Iceland's housing market is geographically concentrated — 65% of the population lives in the capital region. Exchange rate fluctuations affect the euro-denominated comparison significantly.
Notuð í greiningum (1)
Raunveruleg svik við fullveldi þjóðarinnar Vísir
- Staðfest Styður Íslendingar eru í erfiðri stöðu hvað húsnæðislán varðar.